A licensed, API-first financial institution — built over 6 years — delivering end-to-end banking, payments, cards, brokerage, and crypto infrastructure. No sponsor banks. No third-party processors. Full control and regulatory certainty.
BIVO Platform
Compliance-native platform with integrated KYC/KYB and real-time monitoring
Tokenize Treasuries & RWAs
Businesses stitch together banks, processors, program managers, brokerages, and crypto platforms. Result: slow launches, operational fragility, regulatory risk.
Long approval cycles, sudden de-risking, arbitrary limits, and inconsistent global coverage. Most platforms are one bank decision away from disruption.
Slow settlement, low limits, pre-funding requirements, and capital trapped with payout partners.
Large balances earn zero yield. Access to Treasuries and MMFs is fragmented. On-chain dollars lack regulated yield options.
Disconnected KYC/KYB, batch monitoring, manual reviews, and constant audit pain.
Every layer — ledger, payments, cards, brokerage, crypto — built and operated by Bivo. Nothing rented, nothing stitched together, nothing that can be taken away.
Full control, resilience, and regulatory certainty. You're never one bank decision away from disruption.
One integration covers accounts, payments, cards, brokerage, crypto, and compliance across 200+ countries.
API-first onboarding, pre-built compliance stack, and a single reconciliation layer. Launch at record speed.
KYC/KYB, AML monitoring, and audit-readiness built into every layer — not bolted on afterward.
The regulated, API-first backbone powering the next generation of global financial services. Go live in weeks, not months.